Further, these accounts have not yet added considerable profits to PSU banks. Lastly, it can be said that The Pradhan Mantri Jan Dhan Yojana is devised to assist people of India, especially the poor sections by providing a bank account, credit facility, insurance cover and debit card. Address proof either current or permanent. The account holder will also be provided life insurance cover of INR 30, for accounts opened before January 26, and an accidental insurance cover of INR 1 lakh. Usually business correspondent appointed in remote rural area where bank branches not present. More articles from Sujatha:.

The Holi festival is the festival of colors. Jan Dhan Yojana will have a good contribution in strengthening the economy. Other state government also flagged off this scheme. Government schemes in India. Retrieved from ” https: A woman with strong opinions.

The PMO manfri sent out over 7. Various private and public banks offer mobile banking facilities to customers. This scheme helps in the upliftment of poor and economically and socially backword people. The Times of India.

Jan dhan yojana

The account holders duan be provided a zero-balance savings account with a RuPay debit card. Always draft a rough sketch of the points you wish to write so that you make a proper sequence and do not miss out on any important information.

While the programme has made significant headway towards genuine financial inclusion, it is clear that improving policy communication, widening and deepening progress in low-income states, and ironing out the kinks in the bank-agent model will be crucial if these hard-fought gains are to prove sustainable. Non-financial customer-induced transactions will also be included. I request you all. The scheme has been criticized by opposition as an effort to please voters that has created unnecessary work-burden on the public-sector banks.


The Jan-Dhan Yojana is aimed to provide basic banking accounts with a debit card with inbuilt accident insurance.

10 Lines on Jan Dhan Yojana in English for Children and Students

Out of these accounts, It has a turbulent history in According to PM Modi, this scheme will boost everyone’s confidence. Not sure about the answer?

entlish The reality of this scheme is reflected in the data below as on It will prove an ego decision to awaken excitement in the poor and make them aware for the future.

The main purpose of the scheme is ‘Mera Khata Bhagyavidhata’, which means ‘my account is divine’. This has proved as a boon for people and Indian economy as every citizen started savings and help in the development of country.

10 Lines on Jan Dhan Yojana

And for that this programme has been given impetus. Retrieved 26 May Major objective of Jan-Dhan Yojana: A number of deposits rose to Rs. I want a free account! You can always add your own information and make your content unique.

essay on pradhan mantri jan dhan yojana in english

Notify me of new posts by email. In other projects Wikimedia Commons. Yojaha you become an account holder, you will get Rs 1 lakh insurance immediately without filling any separate form.


In the long run, the scheme will also allow the poorer sections to avail themselves of subsidies and overdraft facilities through their bank accounts, which are intended to eliminate money-lenders, commission agents and corruption.

essay on pradhan mantri jan dhan yojana in english

However this would vary from bank to bank and account usage. And, it brought about Rs. After going through these lines, you will know that what was the motto of Jan Jzn Yojana, what accolade Jan Dhan Yojana has achieved, why Jan Dhan Yojana was brought for, mantei facilities and up to what amount are under Jan Dhan Yojana scheme, how Jan Dhan Yojana will help poor people, what are the advantages of Jan Dhan Yojana etc.

essay on pradhan mantri jan dhan yojana in english

Retrieved 29 August By allowing direct money transfer into bank accounts, the scheme is likely to cut down on corruption. Subscribe to Blog via Email Subscribe to MyIndia and get access to im the latest happenings around the India with a single click.

This is a major step taken by government to provide the essential financial services to the poor citizen and attach them to the main stream of development.

Stay tuned for more samples.